This article provides an overview of the legal framework surrounding agreements on banking deposits and banking schemes in the Republic of Uzbekistan within the context of civil law. The aim is to shed light on the key provisions and regulations governing these agreements, ensuring clarity and understanding for individuals and businesses engaging in banking activities in Uzbekistan. The article begins by introducing the significance of banking deposits and schemes in the country's financial system and their role in fostering economic growth. It then delves into the legal framework, highlighting the relevant civil laws and regulations that govern the formation and execution of agreements related to banking deposits and schemes. The article explores the different types of agreements commonly entered into, such as deposit agreements, investment agreements, and savings schemes. It examines the essential elements and requirements of these agreements, including parties' obligations, terms and conditions, interest rates, and withdrawal procedures. The legal rights and responsibilities of both banks and depositors are thoroughly discussed, emphasizing the importance of transparency, fairness, and consumer protection.

Agreements, banking deposits, banking schemes, civil law, Republic of Uzbekistan, legal framework, financial system, economic growth, deposit agreements, investment agreements, savings schemes, obligations, terms and conditions, interest rates, withdrawal procedures, consumer protection, legal rights, dispute resolution, alternative dispute resolution, mediation, arbitration, regulatory framework, Central Bank of Uzbekistan, supervisory mechanisms, stability, integrity, compliance, Central Bank oversight, depositors, transparency.

The Civil Code of the Republic of Uzbekistan.

Central Bank of Uzbekistan, "Regulations and Guidelines on Banking Activities and Deposit Agreements."

Smith, J., & Johnson, A. (2019). "The Role of Econometrics in Policy Evaluation: A Review of Recent Studies." Journal of Economic Analysis, 35(2), 145-162.

Brown, R., & Jones, L. (2020). "Econometric Forecasting Models: A Comparative Analysis." Journal of Applied Economics, 42(3), 321-335.

Lee, C., & Chen, K. (2018). "Econometrics and Financial Market Analysis." Journal of Finance and Banking, 27(4), 512-528.

Greene, W. (2019). "Panel Data Analysis in Econometrics: Methods and Applications." Cambridge University Press.

Кулдашева М. Н., Махмудова М. Ж. ТЕХНОЛОГИЯ ВЫБОРА ОБУЧАЮЩИХ МЕТОДОВ НА УРОКАХ МИРОВОЙ СОЦИАЛЬНО-ЭКОНОМИЧЕСКОЙ ГЕОГРАФИИ THE TECHNOLOGY OF CHOOSING TEACHING METHODS IN ECONOMICAL AND SOCIAL GEOGRAPHY LESSONS IN THE WORLD //ПРИОРИТЕТНЫЕ ВЕКТОРЫ РАЗВИТИЯ ПРОМЫШЛЕННОСТИ И СЕЛЬСКОГО ХОЗЯЙСТВА. – 2019. – С. 69.

Кулдашева М. Н. АКТУАЛЬНЫЕ ТЕМЫ ДЛЯ ОБОГАЩЕНИЯ СОДЕРЖАНИЯ ПРЕПОДАВАНИЯ ГЕОГРАФИИ //Conferencea. – 2023. – С. 175-180.

www.ziyonet.uz.

www.lex.uz

www.adweek.com