RAQAMLI IQTISODIYOT SHAROITIDA BANK TIZIMIDA XORIJIY SARMOYALARNI JALB ETISHNING INNOVATSION YONDASHUVLARI
DOI:
https://doi.org/10.37547/Keywords:
raqamli iqtisodiyot, bank tizimi, xorijiy sarmoya, innovatsion yondashuv, fintech, moliyaviy barqarorlik, raqamli transformatsiya, O‘zbekiston, investitsiya muhiti, xalqaro hamkorlik.Abstract
Ushbu maqolada O‘zbekiston bank tizimida raqamli iqtisodiyot sharoitida xorijiy sarmoyalarni jalb etishning innovatsion yondashuvlari tahlil qilinadi. Tadqiqotda mamlakat bank sektorining hozirgi holati, raqamli transformatsiya jarayoni va fintech ekotizimining rivojlanish tendensiyalari o‘rganilgan. Bank aktivlari o‘sish dinamikasi, xorijiy kapital ulushi va moliyaviy texnologiyalar asosidagi xizmatlar ko‘lamining kengayishi statistik ma’lumotlar asosida tahlil qilingan. Shuningdek, maqolada xorijiy investitsiyalarni jalb etishda uchrayotgan asosiy muammolar — tartibga solish tizimi, shaffoflik, texnologik infratuzilma va kiberxavfsizlik bilan bog‘liq to‘siqlar — ham yoritilgan. Natijada, O‘zbekiston bank tizimida sarmoyaviy jozibadorlikni oshirish uchun raqamli moliyaviy xizmatlarni kengaytirish, xalqaro standartlarga mos boshqaruv mexanizmlarini joriy etish va fintech hamkorliklarini kuchaytirish bo‘yicha tavsiyalar ishlab chiqilgan.
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References
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