FINANCIAL MARKET AND THE ROLE OF COMMERCIAL BANKS IN IT

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Ergasheva Sarvinoz Egamqul qizi

Abstract

This article provides an overview of the financial market and explores the crucial role played by commercial banks within it. The financial market serves as a platform for the exchange of financial assets, such as stocks, bonds, and derivatives, facilitating the efficient allocation of capital and enabling economic growth. Commercial banks, as key participants in the financial market, perform various functions that contribute to its functioning and stability. They act as intermediaries between borrowers and lenders, mobilize savings, provide credit to individuals and businesses, and offer a wide range of financial services. Additionally, commercial banks engage in risk management, corporate financing, payment services, regulatory compliance, and support economic stimulus efforts. The article highlights the evolving roles and responsibilities of commercial banks in areas such as sustainable finance, fintech collaboration, and financial inclusion. Understanding the role of commercial banks in the financial market is essential for policymakers, investors, businesses, and individuals to navigate the complex landscape of modern finance.

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How to Cite

FINANCIAL MARKET AND THE ROLE OF COMMERCIAL BANKS IN IT. (2024). International Bulletin of Applied Science and Technology, 4(6), 43-49. https://doi.org/10.37547/

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