RAQAMLI IQTISODIYOT SHAROITIDA BANK TIZIMIDA XORIJIY SARMOYALARNI JALB ETISHNING INNOVATSION YONDASHUVLARI
Main Article Content
Abstract
Ushbu maqolada O‘zbekiston bank tizimida raqamli iqtisodiyot sharoitida xorijiy sarmoyalarni jalb etishning innovatsion yondashuvlari tahlil qilinadi. Tadqiqotda mamlakat bank sektorining hozirgi holati, raqamli transformatsiya jarayoni va fintech ekotizimining rivojlanish tendensiyalari o‘rganilgan. Bank aktivlari o‘sish dinamikasi, xorijiy kapital ulushi va moliyaviy texnologiyalar asosidagi xizmatlar ko‘lamining kengayishi statistik ma’lumotlar asosida tahlil qilingan. Shuningdek, maqolada xorijiy investitsiyalarni jalb etishda uchrayotgan asosiy muammolar — tartibga solish tizimi, shaffoflik, texnologik infratuzilma va kiberxavfsizlik bilan bog‘liq to‘siqlar — ham yoritilgan. Natijada, O‘zbekiston bank tizimida sarmoyaviy jozibadorlikni oshirish uchun raqamli moliyaviy xizmatlarni kengaytirish, xalqaro standartlarga mos boshqaruv mexanizmlarini joriy etish va fintech hamkorliklarini kuchaytirish bo‘yicha tavsiyalar ishlab chiqilgan.
Downloads
Article Details
Section

This work is licensed under a Creative Commons Attribution 4.0 International License.
How to Cite
References
1.Asian Development Bank (ADB). (2023). Innovative Finance and Digital Banking in Central Asia. Manila: ADB Publications.
2.Central Bank of the Republic of Uzbekistan. (2025). Bank tizimi faoliyatining asosiy ko‘rsatkichlari. Toshkent: CBU. https://cbu.uz
3.IMF. (2024). Republic of Uzbekistan: Financial System Stability Assessment. Washington, D.C.: International Monetary Fund.
4.Ministry of Economy and Finance of Uzbekistan. (2025). Raqamli iqtisodiyot va moliya sektori rivojlanish tendensiyalari. Toshkent.
5.OECD. (2023). Enhancing Financial Inclusion through Digital Transformation in Emerging Markets. Paris: OECD Publishing.
6.PwC Uzbekistan. (2024). Banking and Fintech Outlook 2024: Uzbekistan Market Insights. Tashkent: PwC.
7.United Nations Conference on Trade and Development (UNCTAD). (2024). World Investment Report 2024: Investment in the Digital Economy. Geneva: UNCTAD.
8.UzDaily. (2024, March). O‘zbekiston banklarining kredit portfeli 472,41 trillion so‘mga yetdi. https://uzdaily.uz
9.UzDaily. (2025, September). O‘zbekiston bank tizimining jami aktivlari 863,1 trillion so‘mga yetdi. https://uzdaily.uz
10.World Bank. (2024). Uzbekistan Financial Sector Assessment Report. Washington, D.C.: World Bank Group