FINANCIAL SYSTEMS: IMPORTANCE, DIFFERENCES, AND CONVERGENCE. International Bulletin of Applied Science and Technology, [S. l.], v. 4, n. 6, p. 22–27, 2024. DOI: 10.37547/. Disponível em: https://researchcitations.com/index.php/ibast/article/view/4164. Acesso em: 30 aug. 2025.